Canadian Side Hustle Tax Calculator

Estimate your exact freelance taxes. We factor in your day job salary so you don't get hit with a surprise tax bill. Based on 2026 CRA rates.

Side hustle income is taxed on top of this base amount.
$
Total freelance or gig income before any deductions.
$
Eligible business write-offs that lower your taxable income.
$
Sets your specific provincial tax brackets and rules.
Ontario
Quebec
British Columbia
Alberta
Manitoba
Saskatchewan
Nova Scotia
New Brunswick
Newfoundland and Labrador
Prince Edward Island
Yukon
Northwest Territories
Nunavut
Total Estimated Tax Owed
$4,567.64
Safe to Spend (What you keep)
$8,432.37

Tax Breakdown

Net Hustle Income $13,000
Estimated CPP $1,414
Federal Tax $2,017
Provincial Tax $1,137

Freelance Tax FAQ

Everything you need to know about write-offs, CPP, and the CRA.

The Basics
CPP & Pensions
Write-Offs
Do I need to register a business?

If you are operating under your own legal name (e.g., John Doe), you do not need to register a business name. You simply report the income on form T2125 of your personal tax return.

When do I have to charge HST/GST?

Once your total gross revenue (before expenses) exceeds $30,000 over four consecutive calendar quarters, you are legally required to register for an HST/GST number and start collecting it from clients.